The AMFund solution offers 4 actively managed global funds and 1 fund limited to the European market (Portfolio Europe Balanced).

The global funds mainly differ in their allocation between stocks and bonds:

• Portfolio Global Defensive: 30% stocks / 70% bonds (the most conservative profile)
• Portfolio Global Balanced: 50% stocks / 50% bonds
• Portfolio Global Dynamic: 70% stocks / 30% bonds
• Portfolio Global Growth: 100% stocks (the most aggressive profile)

You can view the details of these funds in the table above on the page by clicking on the name of the fund you are interested in. This range allows investors to choose a level of risk that suits their profile.

There are no purchase, sale, or deposit fees. Each fund carries management fees, detailed in the Fact Sheets available on the page above by clicking on the name of the fund you are interested in.

AMFIE receives a retrocession from Moventum on these fees, which varies depending on the fund:

• Global Defensive LU0326463287: 1.15%
• Global Balanced LU0326451860: 1.20%
• Europe Balanced LU0326454708: 1.20%
• Global Growth LU0326465225: 1.30%
• Global Dynamic LU0326465068: 1.25%

This retrocession represents a potential conflict of interest, as it creates a financial link between AMFIE and Moventum. This mechanism is fully transparent, incurs no additional cost to you, and allows AMFIE to maintain and improve the quality of its service.

You can invest in any AMFund starting from €50. This investment solution allows monthly, quarterly, or one-time contributions, which can be adjusted at any time without penalties.

Purchases are executed on the first business day of each month – orders must be received 5 business days before the end of the month to be processed on the first business day of the following month.

You can make one-time or regular purchases (monthly or quarterly) to average out the purchase price.

The goal of the investment is to generate substantial long-term value growth. Investing in this type of fund primarily exposes you to the risk of losses due to fluctuations in equity, bond, and currency markets.

AMFund does not pay dividends. Profits are automatically reinvested in the fund, increasing the value of each share.

Your investment reflects periods of market ups and downs: if the share price decreases, the value of your investment falls as well. However, reinvesting profits ensures that future growth is calculated on the total value, including previous gains – this is known as the principle of compounding.

Requests received before 12:30 PM will be processed at the net asset value (NAV) of the next business day. Requests received after 12:30 PM will be processed at the net asset value (NAV) of the following business day.

The funds will be credited to the current account within 3 to 4 business days.