Multi-currency savings account

Save your money in multiple currencies with a single account

What is a multi-currency savings account?

A multi-currency savings account allows you to build and hold your savings in one or several currencies. Unlike a traditional savings account limited to a single currency, it offers the flexibility to allocate your assets according to your needs.

You can hold up to 7 major currencies:

You earn interest on your holdings in each of these currencies, with no account maintenance fees and no minimum deposit required.

Interest rates

The interest rate (per annum) for each currency is determined at the beginning of each quarter and calculated on a pro rata temporis basis. Interest is credited to members’ savings accounts at the end of each quarter. Rates applicable from April 2026:

Currency	2nd quarter 2026
EUR	0,80 % p.a
USD	1,30 % p.a
CHF	0,00 % p.a
GBP	2,00 % p.a
CAD	2,00 % p.a
AUD	2,50 % p.a
DKK	0,00 % p.a

Simulate your returns

Your savings

Payment currency

EUR

Investment duration

1 month

Initial payment

Amount of your return

Opening rate*0.8%

Total interest paid 13,33€

Capital at maturity 20 013,33€

Benefits of the savings account

Availability of capital

Have access to your funds at any time.

Transparency

Interest rates revised quarterly, for clear and hassle-free savings.

No fees

No account maintenance fees and no minimum amount required.

Rest assured!

All assets are held with banks in Luxembourg. These cash deposits are guaranteed by the Luxembourg Deposit Guarantee Fund (FGDL)

Multi-currency savings account

About multi-currency savings account

What is the difference between a traditional savings account and an AMFIE multi-currency savings account?

A traditional savings account is generally denominated in a single currency. By contrast, an AMFIE multi currency savings account allows you to hold and manage savings in several currencies within one account.

This solution is particularly suited to individuals who receive income or carry out transactions in different currencies, while benefiting from centralized savings management. Interest is calculated and paid on a pro rata temporis basis, in accordance with the applicable conditions.

What fees apply to the savings account?

The AMFIE savings account has no management fees. Holding the account is free of charge.

Is my savings available at any time?

Funds held in the savings account are available at any time. You can transfer amounts to your current account whenever needed, with no penalty, while continuing to benefit from interest calculated on a pro rata temporis basis.

Is my savings secure?

Members retain full control over their savings and investment decisions. AMFIE manages the funds directly, following a prudent approach, without delegating asset management to third party companies.

Cash deposits held with custodian banks are protected by the Luxembourg Deposit Guarantee Fund (FGDL), which covers deposits up to EUR 100,000 per person, in accordance with applicable regulations.

Can I access my accounts online?

Your AMFIE accounts are accessible online through your secure personal space and the MyAMFIE app, allowing you to view balances, track transactions, and manage your savings remotely.