The AMFIE pension savings plan is a legal and tax-advantaged structure that allows you to invest in 12 investment solutions, ranging from capital-guaranteed options to more dynamic choices (for example, with higher stock exposure). These options can be combined. Depending on the asset managers, some solutions incorporate ESG criteria, while others follow a more traditional approach.
Provident Savings Plan
A flexible solution to prepare your retirement
What is a pension savings plan?
AMFIE, in partnership with La Bâloise Vie Luxembourg, a life insurance company, and under the supervision of the Luxembourg Insurance Regulator (Commissariat aux Assurances), offers a flexible solution reserved for staff and consultants of IGOs to build retirement capital or supplement their future income.
This simple and secure pension savings plan allows adjustable contributions, whether occasional or regular. The funds are invested in a diversified range of financial instruments. You can switch between investment funds (with two free reallocations per year) and benefit from protection in the event of death or disability before retirement. At the end of the plan, the savings can be withdrawn as a lump sum or converted into a lifetime annuity. You may freely designate the beneficiaries who will receive the benefits in the event of death.
Your assets are protected by the “Luxembourg Security Triangle” which legally separates your funds from the insurer’s own assets. Even in the event of the insurer’s failure, your savings remain fully protected.
| Funds | Composition | Risk | Sustainability | Current price |
|---|---|---|---|---|
BLBL-Global Bond Opportunities B | 2/7 | 3/5 | 97.63 € | |
BLFund Selection 0-50 B | 2/7 | 3/5 | 187.7 € | |
BLFund Selection Smart Equities B | 3/7 | 3/5 | 377.7 € | |
BIFBâloise Eticx Aggressive | 4/7 | 5/5 | 157.8286 € | |
BIFBâloise Eticx Balanced | 3/7 | 5/5 | 111.71629 € | |
BIFBâloise Eticx Conservative | 2/7 | 5/5 | 93.0912 € | |
BIFBâloise Eticx Defensive | 3/7 | 5/5 | 104.0443 € | |
BIFBâloise Eticx Dynamic | 0/7 | 0/5 | 122.35426 € | |
BLBL-Global Equities B | 3/7 | 3/5 | 134.47 € | |
LGTFund Global Inflation Linked | 2/7 | 0/5 | 1057.34 € | |
Carmignac SécuritéAW EUR Acc Carmignac | 2/7 | 3/5 | 1930.58 € |
Flexibility
Adjust your contributions anytime and choose how you want to receive your retirement savings.
Free choice of contributions
Make regular or one-off contributions according to your personal financial situation.
Competitive fees
Benefit from cost-efficient solutions and a range of investment options to grow your savings.
Provident Savings Plan
About the provident savings planA 1% fee is charged on contributions (entry fee), along with an annual management fee of 1% on assets under management. You may change funds up to twice per year at no additional cost.
You can invest in a Provident Savings Plan starting from €100. Contributions can be made on a regular or one-off basis and can be adjusted freely according to your circumstances.
The performance of your Provident Savings Plan will depend directly on the investment option(s) you choose.
The Provident Savings Plan is held with La Bâloise Vie Luxembourg. You will have access to Bâloise’s e-benefits platform to download your documents, view and rebalance your funds, and adjust your investment strategies. A link to the e-benefits platform will be available through your MyAMFIE access.
A 100% digital process
Form & supporting documents
Complete the online membership form and scan your supporting documents
Identification
Verify your identity with our online solution
Electronic signature
Electronically sign your membership application
EUR10 membership share
Pay your membership share online in (EUR)
AMFundBuild your capital and support your life goals by regularly investing in a choice of 5 investment funds.
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