Multi-currency current account
Manage multiple currencies in a single account
AMFIE’s multi-currency current account is free and makes it easier to manage your money from one country to another. You can also open additional current accounts for 10 EUR per year. It’s ideal if you live, work, or travel internationally.
Through this account, you can hold 7 major currencies:
This account simplifies your daily operations: transfers, payments, cross-border transactions, and receiving foreign income.
If your current account is not sufficiently funded, you can request a free debit from your savings account to cover a withdrawal.
Open a multi-currency current account with no maintenance fees and no minimum balance. Enjoy a simple and flexible solution designed to support your international mobility.
Manage your funds in 7 major currencies and centralise your finances in one place. An ideal solution for living, working and travelling abroad with peace of mind.
Access a smooth and convenient currency conversion experience directly from your account. Carry out your operations easily and without additional steps.
AMFIE does not provide a personal IBAN. Your deposits must be transferred to one of AMFIE’s accounts, including your membership number and full name as the reference for each transfer. Once received, the correspondent bank informs AMFIE, which credits your account.
With AMFIE, a single account allows you to manage up to seven currencies, with no automatic conversion. By contrast, a traditional bank current account is generally limited to one currency per account.
Account maintenance is free, and this structure is particularly suited to individuals who receive income or carry out transactions in multiple currencies, while benefiting from centralized savings management.
Your funds are always available. You may withdraw any amount at any time. If your current account does not hold sufficient funds, the required amount will be debited from your linked savings account.
Deposits are made exclusively by bank transfer, with no maximum limit, subject to anti money laundering regulations. Funds are credited to the current account in the currency of the transfer and may then be transferred to a savings account or invested.
Transfers and currency exchange operations may involve fees, in particular when the currency conversion is carried out by a third party bank. In this case, the exchange rate and fees applied are those of the bank concerned. AMFIE allows the management of seven currencies but does not accept direct debits. Any cancellation of an operation may be charged, in accordance with the applicable fees and conditions.
Cash withdrawals are only possible in euros at CIC in Paris, up to a limit of EUR 10,000, and require at least four working days’ prior notice via your online space or by handwritten instruction.
Withdrawals using the Capitol Mastercard Gold card are limited per day to EUR 2,000, USD 2,600, GBP 1,600 or CHF 2,400, with Mastercard fees of 2.5% and foreign exchange fees of 3% for transactions outside the euro. No cash deposits are permitted, and no cash deposit or withdrawal operations are carried out at the head office premises.
When a transfer is received in a new currency, that currency is automatically added to your account.
AMFIE does not provide a personal IBAN. Deposits must be transferred to one of AMFIE’s accounts, with your membership number and full name indicated as the reference for each transfer. Once the funds are received, the corresponding bank informs AMFIE, which then credits your account accordingly.
Form & supporting documents
Complete the online membership form and scan your supporting documents
Identification
Verify your identity with our online solution
Electronic signature
Electronically sign your membership application
EUR10 membership share
Pay your membership share online in (EUR)
